Renewal dates for your 2 policies are poorly aligned Increase your deductible from 250 to 5,000 for building/fixtures fire losses at 101 Rue De Leon (FL) Increase your deductible from 250 to 5,000 for property contents fire losses at 101 Rue De Leon (FL) Valentina should be excluded from coverage Slip and fall accident at 101 Rue De Leon (FL): buy an umbrella policy Buy a term life policy covering Lucy Auto insurance legally required for Ford-2014 but no policy No coverage for earthquake losses to personal property at 101 Rue De Leon (FL) + severe loss unaffordable Household annual premiums of 1,250 are big enough to devote attention Your term life insurance covering David makes sense, is the amount appropriate?