An umbrella policy provides a higher limit of liability coverage and sits on top of one or more underlying policies. In addition to increasing the amount of coverage, an umbrella policy can sometimes broaden coverage for incidents that would not be covered on the underlying policy by itself.

See also:
Umbrella individuals
Umbrella underlying

Other articles:
Auto other coverages
Coverage/Price Comparison
Creating a new quote
Auto liability
Quoting tips
Qualified annuity
Qualified Longevity Annuity Contract
Public adjuster
Insurance Games
What's In My Policy - Homeowners